Crystal balls have been in woefully short supply, sadly, so looking ahead and making decisions based on what we can see has been proving to be even more of a challenge currently than in the past. But the past shows us patterns and can offer some guidance, even if it is only to be sure to not put all our eggs in one basket. Which makes paying attention to allocation such an important part of long-term investing. The Board of Mangers is comprised of dedicated members, several of whom have not only long-term investment and historical experience but also professional financial and investment credentials. As a result, they understand that many factors are at play in both finance and investing and that weathering uncertain times means paying even closer-than-usual attention to a host of factors. And they do.